Knowing the variables that contribute to your credit score can help you qualify for a home purchase. Here is a quick rundown of the import factors.
The two biggest factors are your utilization ratio and payment history.
All of these factors are weighed into your current score. The good news is that at LendScout, regardless of your current standing, we have repair tools and simulators that can help you improve your credit score. So not only can we help you qualify for a home, but we can get you into the best loan program possible.
“Whether you’re a first-time homebuyer or experienced homeowner, our team is committed to making your home ownership journey stress-free and easy for you.”
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Serving Charlotte, Cornelius, Huntersville, Matthews, Pineville, Fort Mill, Tega Cay, Rock Hill and surrounding areas with all their Home Loans, Home Refinance, Home Purchase, and Mortgage needs.