Potential homebuyers often ask “How long does it take to get approved?” This can depend on a few factors.
Some of the variables that impact pre-approval time include whether or not we’ll need to review your personal taxes, have your HR department clarify your income, or even help you raise your credit score.
With all of that said, most applications take us less than 24 hours to look over and then review with you. After that, we get the pre-approval letter over to your realtor, or if you need help finding one we are always happy to help refer an agent that will match you and the area you are looking in.
Other items to consider are if there is anything you can do to boost or repair your credit, file remaining taxes, or finish up some other loose ends before qualifying. That is why we recommend you apply as soon as you can so that we can make a plan and you are approved and ready to make an offer when your dream home comes on the market.
We take pride in being thorough when reviewing your application. Our goal is to make sure that when you receive a pre-approval from us, everyone will be confident that you will receive a “Final Approval” from Underwriting.
If you want to discuss a pre-approval letter further, reach out to our team to chat!
“Whether you’re a first-time homebuyer or experienced homeowner, our team is committed to making your home ownership journey stress-free and easy for you.”
A Home Mortgage Lender located locally in Charlotte known for it’s customer satisfaction and efficiency.
Serving Charlotte, Cornelius, Huntersville, Matthews, Pineville, Fort Mill, Tega Cay, Rock Hill and surrounding areas with all their Home Loans, Home Refinance, Home Purchase, and Mortgage needs.
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